UK PAY CALCULATOR
Know what reaches
your bank account.
A clear estimate of your take-home pay after Income Tax and National Insurance—built from current UK government rates.
ESTIMATED TAKE-HOME
Payslip-style component rounding
You keep approximately 79.0% of your gross pay.
- Gross pay
- £50,000
- Taxable income
- £37,430
- Income Tax
- − £7,486
- National Insurance
- − £2,994
- Annual take-home
- £39,520
SIMPLE STEPS
How to use the calculator
Enter your gross pay, select the tax year and region, then add only the deductions or extra pay that apply to you.
Read the full step-by-step guide →- 1Enter pay and frequency
- 2Check tax year, region and code
- 3Add pension, loans, bonus or overtime
- 4Compare your annual and payslip-style result
FULL BREAKDOWN
Your pay, period by period.
| Yearly | Monthly | Weekly | Daily | |
|---|---|---|---|---|
| Gross income | £50,000.00 | £4,166.67 | £961.54 | £192.31 |
| Taxable income | £37,430.00 | £3,119.17 | £719.81 | £143.96 |
| Income Tax | £7,486.00 | £623.83 | £143.96 | £28.79 |
| National Insurance | £2,994.40 | £249.53 | £57.58 | £11.52 |
| Take-home pay | £39,519.60 | £3,293.30 | £759.99 | £152.00 |
The table divides annual figures by 12, 52 and 260. “Payslip-style” rounds gross pay, Income Tax and National Insurance separately to the nearest penny before subtracting them; “Annualised” divides the exact annual net. This explains the common one-penny difference at £50,000. An employer’s actual PAYE record can still differ.
CLEAR BY DESIGN
A useful estimate,
with assumptions you can see.
This working layer uses the tax code shown above, annualised PAYE Income Tax and employee National Insurance category A. At £50,000 with code 1257L, it calculates £7,486 Income Tax, £2,994.40 National Insurance and £39,519.60 annual take-home. Payslip-style display is £3,293.31 monthly or £760.00 weekly.
Pension treatment follows the method selected: salary sacrifice, net pay or relief at source. Student-loan deductions use the official threshold for the selected tax year and 9% rate; Postgraduate Loans use 6% above £21,000.
This is an estimate, not payroll, tax or pension advice. Relief-at-source higher-rate tax relief may need to be claimed separately and is not added to the displayed payslip result.
COMMON QUESTIONS
UK salary calculator FAQs
What is the standard UK tax code for 2026/27?
1257L is the standard tax code for most people with one job or pension and the full £12,570 Personal Allowance.
Does the calculator support Scotland?
Yes. Select Scotland to apply Scottish Income Tax bands while keeping UK National Insurance rules.
Can I include pension and student-loan deductions?
Yes. Advanced options include salary sacrifice, net pay, relief at source, Plans 1, 2, 4 and 5, and Postgraduate Loans.
Why might my payslip be different?
Payroll uses actual pay-period thresholds, tax-code basis, previous pay and statutory rounding. An annual estimate can therefore differ.